How To Take Off Pounds (And Keep Them Off!)

Can you really lose weight without purchasing any dieting pills or expensive products? Well, this is a question you will learn to answer for yourself, after finding out about how weight-loss works. To get started on your education, here are some weight-loss tips that explain how simple the process can be.

When you are trying to lose weight, find places where you can easily shave calories without noticing. For example, leave the last bite of your sandwich at lunch or the last few bites of your dinner on the plate. Add more ice to your drink before you pour it into the glass. All of these methods will add up over the course of a day.

When trying to lose weight, be sure to eat plenty of fiber. This will fill you up, and you will not be hungry for other potentially unhealthy foods. Fiber is also fantastic for digestion and overall bowel health. Some foods that are good for you and high in fiber are avocado, bran cereals, kidney beans, black beans, and oats.

A well known key to weight loss is to do more exercise. Aerobic exercise burns calories that you consume. While changes to the diet are effective, embarking on an exercise plan in conjunction, will aid your weight loss effort dramatically. People who exercise regularly are less likely to be heavy.

When you are trying to lose weight, take the amount of food you usually eat and divide that portion in two. Check in with yourself after you have finished with that much, and see if you are actually satisfied with half the amount you usually eat. You will be surprised at how often you keep on eating just because it is there in front of you and not because you are actually still hungry.

A great way to help you lose weight is to custom order whenever you eat out at a restaurant. For instance, you can ask to have your chicken baked instead of fried, or you can ask to have that rich sauce on the side instead of all over the chicken.

Weight loss is often about making mindful eating choices. One of the best ways to be mindful about eating is to be mindful about where you eat. Eat at a table, with silverware and a napkin. This sounds so basic, and yet so many people eat mindlessly, standing at a counter or in front of the fridge or the TV. But if you restrict where you eat to the table, you are compelled to be more mindful about where and when you eat, which will automatically limit the amount of mindless eating you do.

Splitting your restaurant meal in half, reserving a portion to eat and a portion to take home with you, can help you stay on track with your weight loss plan. Remove all temptation to overeat by requesting that the waiter put half of your meal in a to-go container before he even serves you the meal.

Keep your stress level in check to keep extra pounds at bay. Stress causes your body to keep fat and calories as defense. Although you are aware your stress is just temporary, your body may think you are trying to fight off some terrible thing. Manage your stress, and losing weight should become easier.

When selecting produce for good nutrition, choose items that are grown locally, organically, and without genetic modification. These more info items are more natural and are most likely to give your body what it needs. As well as being better for you, they are better for the earth and the environment.

Do small bursts of exercise throughout the day as part of your weight loss strategy. Most people do not have time to spend an hour at the gym. It is much easier to take a walk at lunch, park far away from the doors at the store or take the stairs. These mini workouts all count in your goal towards fitness and help you to lose the pounds.

Eat meals slowly, chewing thoroughly and enjoying each bite. It takes a while for your body to start feeling full, so if you eat too quickly, you will consume more than you need before you realize your stomach is full. Also, if you're eating healthy, good-tasting meals, you'll enjoy your food more by savoring it, which may prevent you from feeling deprived by your diet.

In order to lose weight it is very important to have a very effective work out session. This is easily attained if you are focused. A good way to keep focus is by playing your favorite music. This will allow you to zone out and concentrate completely on you goal.

A great weight loss tip is to avoid drinking sodas or other sugary drinks. These can add hundreds of calories to your diet on a daily basis that you do not need. Instead, switch to water. You'll be saving yourself hundreds of calories per day, and you will begin to drop the pounds like crazy.

Instead of ridding yourself of all the food that you love, try using ingredients that are healthier. There are many low-fat or diet items out there. Take advantage of all of these items. Switching from regular to low-fat items will greatly reduce your calorie intake, which can result in weight loss.

Don't give in to false hopes by convincing yourself that it's okay to opt for the healthiest item on the menu at notoriously unhealthy fast food establishments. After all, it doesn't take much to be considered healthier than a 1000-calorie burger, but that doesn't mean a 950-calorie salad is a better bet.

If you occasionally want to indulge in a high calorie treat, plan for it. Consider your indulgence as part of your diet plan and make more sensible choices for the rest of the day. An occasional treat won't ruin your diet if the rest of your meals are full of healthy fruits, vegetables, grains, and lean proteins.

Remove the "white" from your diet to help you lose weight efficiently. That includes white rice, white bread, white potatoes, and white flour. Eat whole grains as much as possible, and exotic grains like basmati rice, kamut, or bulgur. You can find cereals and breads which make use of these grains and are great for you.

Using this advice will help you see the results you want. Seeing results is the only way to truly stay motivated. Try several ways for losing weight to find the most effective plan. You can read this article to create a solid foundation.

 

3 BEST HCG DROPS FOR FASTER WEIGHT LOSS IN 2021

Did you know that it’s possible to shed 1 to 2 pounds every day? With the HCG diet, you can lose weight fast, about 1 to 2 pounds a day. What’s more, you won’t feel hungry as you lose weight.

The entire process essentially involves using the best HCG drops and following a low-calorie diet. As such, HCG diet drops guarantee to boost your body’s metabolism and help you lose significant amounts of fat.

With so many options available today, it’s not easy to pick the best HCG drops for weight loss. That’s why we’ve researched these products and only picked those that have proven to work 100% and even have more positive reviews from users.

 

https://docs.google.com/presentation/d/1ISH7xSya27GHS_Wm8q0MAbTZw1fAFp3UWDPaODFEus4/edit?usp=sharing

 

Stop The Madness Of Yo-Yo Dieting! Use This Advice!

Running is one of the best ways of losing weight. Whether it's through an aerobics kick boxing class or running the Boston Marathon, cardiovascular activity has been shown to extend a runner's life for up to 3 -- 5 years when done in healthy amounts. Learning about the ins and outs of running is important for a beginner.

A great way to help you lose weight is to subscribe to a fitness magazine. Fitness magazines are filled with information regarding diets, workout programs, and general fitness advice. Magazines like these can be a great investment if you have the money.

When trying to lose weight, pay attention to the way that you prepare your own food. This can be a simple way to cut back calories and fat content when cooking at home. When cooking meat, try to bake, boil, grill, or broil as much as possible. Stay away from pan frying or deep frying. Grilling is a perfect way to burn away the fat while preparing a tasty dish.

If you are trying to lose weight, make sure you are getting enough sleep. When you are chronically sleep-deprived, your body will produce excess cortisol, and that can lead to weight gain. Be sure to get a good 7 or 8 hours of restful sleep every night in order to be more successful in your weight loss efforts.

If you wish to go on a diet, you should go for the shake diet. You can easily buy preparation for shakes in most stores. Make sure to read the ingredients and select a healthy shake. A good shake or smoothie should contain enough calories to replace your breakfast while reducing the amount of fat that you eat.

Snack on pistachios to help you lose weight. It has been noted that people who switch to snacking on a handful of pistachios instead of a crunchy, salty snack lose weight more rapidly. You also get added health benefits, because these tasty nuts are packed with loads of essential nutrients.

If you are going out to eat at a restaurant, avoid the complimentary starters. A lot of restaurants provide baskets of bread or chips and salsa to start off your meal. These are empty calories that you usually won't even notice you are having. When you sit down, ask your waiter to just leave the basket of bread off your table.

Adjusting your bedtime ritual can help you be successful on your weight loss journey. Adding an extra hour of sleep time has been shown to help people make better decisions when it comes to the food they eat. Feeling more alert also helps to reduce stress-eating.

Make sure you're getting adequate amounts of sleep. Sleep deprivation can change your hormones in ways that make you feel hungrier than you would otherwise. You'll need rest to recover properly from any exercise routine you're following. Additionally, if you're tired you may feel more tempted by coffee or caffeinated sodas, which you may be trying to cut from your diet.

It is very important for you to get regular physicals, so your doctor can be aware of any changes in your health. If you start gaining weight, you need to make sure that there isn't a health reason for your weight gain. Your physician can provide you with healthy tools for your weight loss journey and monitor your progress. If you hit a road block, he can help you figure out why. If you are on any medications with dietary restrictions, it's important that your doctor is involved.

Breakfast is one of the most integral meals that you can consume, as it will help to reduce the cravings that you have during the day and inject energy into your body. Eat a hearty meal when you wake up and complement this with a light lunch, for maximum weight loss.

When cooking, try to use olive oil in place of vegetable oil. here Vegetable oil contains a lot of fat and will negatively impact you on your quest to lose weight. Additionally, olive oil can add taste to the foods that you make, as it is a fine substitute to use.

In order to lose optimum weight, it is important to include exercise in your daily routine. You can lose weight by just watching what you eat, but incorporating exercise into your daily routine helps keep the body metabolism high and results in burning off more calories. There are no rules about what type of exercise you should do; however, if you choose an exercise that you enjoy, you will tend to do it more often.

When trying to lose weight, it is important to set a goal for yourself. Anything seems easier when there is a clear and known destination. When your goal is a large one, break it into smaller steps so you can experience victories rather than defeat. Just remember, if you lose one pound per week, after six months you will have lost 25 pounds!

You should avoid junk food. Keep your diet balanced and healthy. Don't rely on comfort foods to make you feel better. They will only make you feel worse over time. If you have gone for 5 hours without food, junk food may look good, but stick to a balanced diet and include supplements.

In order to kick start your metabolism after you've hit a weight loss plateau consider changing your routine. Sometimes a small change to your routine is all that is needed to wake up your metabolism. For example, if you've been losing weight through dieting only, and no exercise then maybe it's time to add a little exercise to the plan.

Prescription diet pills can be an effective way to lose weight. These pills generally work either by attempting to control your appetite or as dietary supplements that can replace some of your unnecessary eating. In order to obtain them, you have to consult your doctor. Your doctor will know whether diet pills are an appropriate solution for you and which diet pills are particularly best for you.

Your age is a determining factor in the type of weight loss program you decide to embark on. Everyone has a metabolism, but as you age and depending on your gender, you will see that as you age, you will have to work harder to boost your metabolism because it naturally will slow down. So, take initiative and start working towards your weight loss goals today, so that you will be in better shape as you age.

Now that you've read these secrets on shedding pounds easily and efficiently, the ball is in your court. Now that success is within your grasp, will you reach out and grab it or let it slip away? Take this chance and start on the path of self improvement today!

 

Diet Doc Announces Great hCG Diet Alternative

 

In an effort to bring the power of an hCG diet alternative to patients nationwide, Diet Doc Has created a revised hCG diet plan featuring low dose naltrexone, a great hCG replacement for weight loss.

 

ATLANTA, March 2, 2016 (GLOBE NEWSWIRE) -- While the HCG diet has a proven record of providing successful weight loss, some find the drastically reduced calorie intake to be troublesome. However, because it provides such astounding weight loss, the hCG diet is still utilized for off label weight loss use. Doctors are able to prescribe hCG, or human gonadotropin, for off label uses such as weight loss. The powerful hormone stimulates the body's ability to burn fat, and this combined with a low calorie diet plan can produce drastic results for all body types.

In an effort to bring the power of an hCG diet alternative to patients nationwide, Diet Doc Has created a revised hCG diet plan featuring low dose naltrexone, a great hCG replacement for weight loss.

Low dose naltrexone helps users lose weight by reducing appetite, and helping to reduce the hormones in the body responsible for emotional eating and snacking.

Diet Doc's new medical weight loss plans use Low Dose Naltrexone to produce great results, similar to the hCG diet. Aside from easier weight loss, LDN has been found to provide the following benefits to users:

Increases natural endorphins, dopamine;

Improved effects on mood, well-being;

Decreases inflammation;

Increases sex drive;

Safe to use long term;

First improvement is in mood / sense of wellbeing;

Clinical strength LDN is extremely safe when used for weight loss, with nearly zero side-effects being reported. Dieters can use Diet Doc's LDN as a long-term appetite suppressant without fear of discontinuing use abruptly, as LDC's safety is very well established. In addition, Diet Doc's LDC can be used in conjunction with other Diet Doc clinical weight loss aids like Oxytocin, MetWell, Sermorelin, Lipotropics like vitamin B-12 injections, and nearly any other, allowing users to experience much easier weight loss than with dieting alone.

The Diet Doc Weight loss system is simple. Interested dieters simply schedule a free consultation with a licensed Diet Doc physician, conducted conveniently and privately from the patient's own home via Skype or telephone conference. During this consultation a licensed doctor will evaluate the patient, using complex questionnaires and medical insight to expose underlying causes for weight gain.

Each new patient receives a free initial clinical evaluation, as well as unlimited doctor consultations for as long as they remain on the Diet Doc medical weight loss system.

Similar to the hCG diet plan, after the patient's initial consultation, Diet Doc begins working with their licensed nutritionists to develop an individualized diet plan based on each individual's personal factors including age, weight, long term goals, and current health. Each diet plan is a little different because it is designed around the dieter's individual factors.

To complement the medical weight loss plan, Diet Doc patients have access to the company's complete line of prescription weight loss aids, helping boost results to nearly 20 pounds per month. All prescription diet aids are produced in an FDA approved compounding pharmacy located in the United States, and all prescription medication is delivered directly to each client's door, saving the patient time, money, and unnecessary effort.

 

https://docs.google.com/presentation/d/1ISH7xSya27GHS_Wm8q0MAbTZw1fAFp3UWDPaODFEus4/edit?usp=sharing

 

How To Get The Best Health Insurance

Many people get an instant headache just thinking about buying health insurance. Unless someone is an expert, it can all become confusing very quickly. Fortunately, there is help available. Read the information provided in this article. It can help you learn about health insurance policies and how to find the information that you need.

To lower the cost of your health insurance, make sure that you have a plan which pertains to your current as well as future needs. For instance, if you plan to have a family, consider plans that include maternity coverage. Also, avoid grandfathered plans, which are exempt from current health insurance requirements.

If you are a college student, check if your university offers a health insurance plan. University health insurance plans can be a great option if a student is no longer listed as a "dependent" under their parents' plan. Students who are still listed as "dependent" under their parents should check to make sure they are not automatically charged for a university health plan. Doing research into these plans can help you save money on health insurance.

Always be honest with a health insurance company, especially when you are applying for a policy. Insurance companies regularly check on their clients to make sure they are truthful about their medical history. If you have not been, that is grounds for denial of coverage, or even canceling a policy that is already in place.

Use the resources available to you. There are several websites online that allow you to privately input your family's information, and use it to compare health insurance policies and prices. This can be extremely beneficial to those who may not have the time to shop around for this information on their own.

If you deal with a pre-existing health condition, check with a number of companies prior to enrolling with one for health insurance. Some companies will not allow you to get coverage if you have a pre-existing condition and some will charge you a lot of money for coverage. Researching is the best way to get your best possible rate.

Check out your state's laws on private medical insurance. Some insurance companies like to take advantage of what consumers are unaware of, such as charging you extra for coverage the state mandates be free. Research these laws yourself, so that when a company tries to pull one over on you, you can kick them to the curb.

The high cost of health insurance has caused many people to reconsider having coverage. But responsible families realize they don't know when sickness/illness is going to occur, so to protect themselves in the event this happens, they choose to purchase health insurance.

Even if you have a PPO, if you're considering any kind of procedure, you should definitely contact your health insurance company to be sure the procedure you want to have is covered. All too often, people have procedures done without checking with their health insurance company, only to find after the fact that the procedure was not covered and they are now 100% financially responsible for it. Know before you go!

Some states offer lower cost health insurance options if you meet certain income requirements. They are worth checking out if you're on a budget. These plans can be especially helpful for independent contractors who need to insure their family. Contact your local insurance agent, or even your local Social Services office, to find out more.

Keep in mind that having health insurance costs more than just the amount of premiums that you pay every month. You may also be responsible for deductibles, co-insurance, co-payments. There are also procedures that may not covered by your insurance company and you will have to pay for those out of pocket.

If you want to move states and are doing your research to choose which state to go to, health insurance variations should play a part in your choice. For example, New York is one of the most expensive states to be insured in, so it may not be a great choice.

If you're looking for an insurance broker for health insurance, ask your friends and relatives for a referral. There are many brokers with a license out there, but not all of them are going to do the best job for you. Online reviews can easily be faked, so they're not very reliable, either.

When you get married, you should add your spouse to your health insurance right away. There are some companies that will not cover your spouse without you adding them to your policy. It does not take a lot of time and you can often add them to your policy over the phone. Although, you may have to provide proof of your marriage.

If a representative from an insurance company asks you a question you do not know the answer to, you should refer them to your medical record. Do not guess an answer or provide an incomplete one. Chances are, your approximate answer will not match what your record says, and you will get in trouble when your insurance company notices it.

Even if you don't personally qualify for Medicaid, apply for all of your family members in case one of them does. This can remove them from your insurance policy and reduce your premiums significantly. Remember to reapply for Medicaid yearly as your financial situation may change or the rules for Medicaid itself may be altered.

Check with your state to find out if you qualify for government health insurance or some type of subsidy for health insurance. Some states offer health insurance plans or subsidies for low income families or for children that come from low income families. Check out all your options to see if this applies to your situation.

Choose a low deductable plan for health insurance. With some insurance types, a high deductable is a good choice for lowering premiums. However, health here insurance is not one of them. Unless you have the full deductable amount available for use when you need it, it is a better idea to choose a plan with a lower deductable, even if it means an increase in premiums.

The tips that you read in this article will help to prepare you with health insurance. It is not a topic that can be avoided and the longer you wait the more potential problems you could have. That is why this information will be crucial for your benefit in the future.

 

Telehealth and telemedicine for coronavirus: What it is and how to use it now

 

What is telemedicine?

According to the American Academy of Family Physicians, telemedicine is defined as “the practice of medicine using technology to deliver care at a distance. A physician in one location uses a telecommunications infrastructure to deliver care to a patient at a distant site.”

Testa says his hospital is using telemedicine both within and outside the hospital to manage the influx of patients needing care. “We're using video visits inside of our hospitals, and inside of our emergency departments, to minimize exposure to our staff, as well as exposure to other patients who are immunocompromised,” he says.

How to use telemedicine

A good place to start is to check with your health care provider, provider system or hospital’s app for a telemedicine portal, download it and follow the prompts.

“We've been doing video visits for over a year and a half — we've already done about 15,000 of them,” says Testa. “What we've learned in interviewing our patients is that more often than not, they had plans to either go to their primary care doctor and it is off-hours, or they had planned to go to a brick-and-mortar urgent care. Virtual urgent care is just more convenient than those options.”

At NYU Langone, for example, Testa says these video visits are fully integrated into patients’ online health profiles, and visible to their primary care doctors who can easily see what labs or X-rays have been ordered.

If you don’t have a primary care doctor and prefer to use urgent care when you need it, virtual urgent care apps, like PlushCare, Doctor on Demand or MDLive, can give you virtual access to a doctor, 24/7.

Ryan McQuaid, CEO and co-founder of PlushCare, says that under normal circumstances, patients who use his telemedicine platform tend to use it as a primary care provider.

He says these patients usually fall into three buckets: They use telemedicine to manage ongoing conditions, like depression, diabetes or hypertension; everyday care issues like hair loss or birth control; and urgent care issues, like cold and flu, sinus infections or UTIs. And their patients aren’t just tech-forward millennials — McQuaid says elderly patients have begun to embrace telemedicine.

 

https://docs.google.com/presentation/d/1ZiSk2MOF17UdugnGNqOAojsLDrM0Qu-pLwshdGqch_M/edit?usp=sharing

 

Telehealth and telemedicine for coronavirus: What it is and how to use it now

 

What is telemedicine?

According to the American Academy of Family Physicians, telemedicine is defined as “the practice of medicine using technology to deliver care at a distance. A physician in one location uses a telecommunications infrastructure to deliver care to a patient at a distant site.”

Testa says his hospital is using telemedicine both within and outside the hospital to manage the influx of patients needing care. “We're using video visits inside of our hospitals, and inside of our emergency departments, to minimize exposure to our staff, as well as exposure to other patients who are immunocompromised,” he says.

How to use telemedicine

A good place to start is to check with your health care provider, provider system or hospital’s app for a telemedicine portal, download it and follow the prompts.

“We've been doing video visits for over a year and a half — we've already done about 15,000 of them,” says Testa. “What we've learned in interviewing our patients is that more often than not, they had plans to either go to their primary care doctor and it is off-hours, or they had planned to go to a brick-and-mortar urgent care. Virtual urgent care is just more convenient than those options.”

At NYU Langone, for example, Testa says these video visits are fully integrated into patients’ online health profiles, and visible to their primary care doctors who can easily see what labs or X-rays have been ordered.

If you don’t have a primary care doctor and prefer to use urgent care when you need it, virtual urgent care apps, like PlushCare, Doctor on Demand or MDLive, can give you virtual access to a doctor, 24/7.

Ryan McQuaid, CEO and co-founder of PlushCare, says that under normal circumstances, patients who use his telemedicine platform tend to use it as a primary care provider.

He says these patients usually fall into three buckets: They use telemedicine to manage ongoing conditions, like depression, diabetes or hypertension; everyday care issues like hair loss or birth control; and urgent care issues, like cold and flu, sinus infections or UTIs. And their patients aren’t just tech-forward millennials — McQuaid says elderly patients have begun to embrace telemedicine.

 

https://docs.google.com/presentation/d/1ZiSk2MOF17UdugnGNqOAojsLDrM0Qu-pLwshdGqch_M/edit?usp=sharing



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The Basics When It Comes To Choosing Health Insurance

Health insurance seems elusive and even terrifying to many people. However, it is easier than it looks to navigate all that red tape. Health insurance companies must outline their policies clearly, so familiarizing yourself with your insurance provider's policies can help you maximize your benefits. This article will outline a few tips that will make this process easier.

If your health is not very good or if you have young children, you should definitely subscribe to a health insurance. Many people do not have a health insurance or are not satisfied with the coverage that comes as a benefit of their job. You could save a lot of money on hospital bills and avoid stress in case of illness with a health insurance.

Learn how to read your Explanation of Benefits (EOB) statements that are provided by your insurer. These statements show exactly what benefits were applied to every healthcare procedure and what you as the patient will be responsible for. This is not the bill however so don't try to pay off of it, your insurer will send you an invoice separately.

Medical insurance is a must have today. With premiums so high, it can seem like it is impossible to get a good rate. It is not hard if you stay as healthy as possible and reduce your risks to serious injury and disease. The fewer pre-existing conditions that you have and quitting dangerous habits can lower what you will pay in total costs towards your medical insurance.

It's a good idea to research your state's insurance regulations to make sure that you have the best health coverage possible. Different states will have different rules regarding health policies and what they have to cover. You can usually find these on the state's government web site, or you can call or write for help.

When applying for health insurance, have a talk with your doctor. Have him pull your medical records so you can be sure that there are no inaccuracies, and that there is nothing that may be detrimental to your chances of getting insurance. Look back at least ten years, as some health insurance companies do.

Check out your state's laws on private medical insurance. Some insurance companies like to take advantage of what consumers are unaware of, such as charging you extra for coverage the state mandates be free. Research these laws yourself, so that when a company tries to pull one over on you, you can kick them to the curb.

Review your plan and your health needs on an annual basis and determine if any adjustments need to be made. It may be time to look for a new provider or change the particular deductible plan you are signed up for. Our needs can change frequently, so make sure your coverage is right for your particular needs.

When seeking good health insurance, be sure to do an online search first. By seeking good insurance policies and rates online, you can compare many policies side-by-side and get a good idea of which ones will really suit your needs and your pocketbook. Additionally, if you educate yourself on what the lowest priced insurance companies offer, you can sometimes use that knowledge to negotiate a better deal with a higher ranking company.

Researching health insurance prices by getting quotes from multiple insurance companies helps you find a good health insurance policy at an affordable rate. You can use forms online to submit a quote request from multiple companies at once and it is also advisable to check with local health insurance companies for quotes as well.

Let's spend a minute talking about the differences between an HMO and a PPO. HMOs are wellness-focused: they cover almost all preventive exams, their premiums are generally far lower, and your doctor will likely be chosen for you. PPOs, on the other hand, allow you to choose doctors from a PPO network; they do cost more; but on the other hand, they are more focused on treating and covering you when things go wrong, if that makes sense. So if you want to keep costs down and are very healthy, an HMO is your best bet. If you want to be sure your coverage is as high as possible no matter what the contingency, and are willing to pay more for it, a PPO is the right choice for you.

You need to be aware of what kind of drugs are affected by your health plan's coverage. Anti-depressants are the most popularly prescribed kind of drug in the U.S., but hypertension medications are second to them. Many of these drugs are only available in the name brand version, which means that co-pays can become expensive. Without adequate prescription drug coverage, the costs are pretty much unaffordable.

You need to protect yourself from health insurance check here policies that you don't need. One thing to begin with is the fine print. When discussing plans with a provider, it can appear like they are so descriptive with explaining everything, but there is fine print that needs to be read too. Try reading it while they're talking. Challenge it to make sure it is like they say it is. Many want you to wait to read it up until you sign, but it is usually too late.

Check to see if your employer's insurance plan is "grandfathered in" as it will exempt you from some provisions of the new health reform law. For example, you may have free coverage of screening for conditions like high blood pressure or depression, immunizations when you travel or for your children, and in getting help to quit smoking.

Learn all of the different options available to you with health insurance. With all of the different plans and choices, choosing health insurance can get really confusing. Plus, you might miss an important option because you didn't even know to look for it. Use one of the online health insurance quote providers and request quotes. The service is anonymous, and it's the quickest way to see all of the options offered by different health insurers and compare policy offerings against each other so you can get the most health insurance coverage for your dollar spent.

If you are dissatisfied with your health insurance company, and the customer service office gave you no satisfaction, bring your complaint to the consumer affairs division of your state's insurance department. This division can investigate the problem and can offer help in finding a resolution for your complaint. Sometimes getting a state agency involved can get the insurance company to cooperate.

Make sure you understand what kind of coverage your family needs before going out to get new quotes. Do you have a particular doctor that you need to continue seeing? Does anyone have any specific issues that require them to see a specialist? Are you planning on having more children? Knowing the answers to these types of questions will help your search go easier.

When the monthly costs of an individual insurance policy and a group insurance insurance policy are compared, the group insurance policy is likely to be cheaper. However, an individual insurance policy is likely to give you more choices. Remember that any type of health insurance is better than nothing. If you do not have health insurance today, you could be headed for a calamity. It is too easy for something unexpected to happen that could leave you penniless. Be smart, and research all of the health insurance choices available today.

 

Los Angeles clinic puts underprivileged community at greater risk of contracting coronavirus, health care workers say

 

The clinics serve an area where the proportion of people living below the poverty line is more than double the national average, according to census data. Many patients live in multifamily homes or homeless shelters and have chronic medical conditions, compounding their chances of contracting and spreading the coronavirus, the eight professionals said. African Americans and Latinos have been disproportionately affected by the coronavirus, according to a recent report from the Centers for Disease Control and Prevention.

"My fear is that once it hits this patient population, it will be the epicenter of L.A.," one of the professionals said.

When the coronavirus broke out, some of the professionals called patients to reschedule routine visits and refill prescriptions over the phone, but they were quickly reprimanded by management and told not to call their own patients, they said.

"This is the first place I've worked that as a provider I'm not given the autonomy to care for them [my patients] medically," one of them said after having encountered resistance to suggesting that patients with non-urgent needs be moved to telehealth visits.

"When you're suppressing the expertise, the knowledge, the morals, the morale of providers who are here to take care of an underserved people, you're almost just kind of re-oppressing them," the professional said.

 

 

https://docs.google.com/presentation/d/1ZiSk2MOF17UdugnGNqOAojsLDrM0Qu-pLwshdGqch_M/edit?usp=sharing

 

Los Angeles clinic puts underprivileged community at greater risk of contracting coronavirus, health care workers say

 

LOS ANGELES — The largest health care provider in South Los Angeles, which serves low-income African Americans and Latinos, is putting some of the city's most vulnerable residents at risk of contracting the coronavirus by having patients come in for routine appointments, according to some medical professionals who work there.

As the coronavirus batters minority communities, some medical professionals said they are concerned that the facility, St. John's Well Child and Family Center, is disregarding a key federal guideline intended to protect people from the contagion, which recommends that medical facilities reschedule nonessential appointments.

Seven medical professionals, including doctors and nurses, who spoke on condition of anonymity for fear of losing their jobs, said that they have taken their concerns to the chief administrator of St. John's several times but that the practice has not stopped. Shortly after the professionals spoke with NBC News, two said they were fired.

St. John's CEO Jim Mangia said he could not comment on personnel matters, but said the only reason a provider would be terminated would be for "a malpractice issue or severe behavioral issues."

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As of mid-April, the professionals said, 50 percent to 80 percent of patients they see in a day have no pressing medical concerns and should have had their appointments rescheduled or converted to telephone or video appointments to avoid potentially exposing them or others to the virus, which has killed more than 68,000 people in the U.S.

 

 

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